Oświadczenie prawne

Ogólne oświadczenie o odpowiedzialności

This Disclaimer applies to the use of Wspólny Budżet and its content. We provide information for general educational and informational purposes only. Our website is designed to help couples establish healthy communication around finances, decide on banking structures, and develop joint financial strategies. However, we do not provide personalized financial advice tailored to your individual circumstances.

All content on our platform, including articles, guides, and recommendations, is provided in good faith. We strive to ensure accuracy and relevance, particularly regarding Polish financial practices, banking structures, and household budgeting strategies. However, we do not guarantee that all information is completely accurate, current, or free from errors. Financial situations vary greatly between households, and what works for one couple may not work for another.

Your use of our website constitutes acceptance of these terms. If you do not agree with any part of this disclaimer, please refrain from using our services and content.

Brak porad finansowych

We do not provide professional financial advice, tax guidance, legal counsel, or personalized investment recommendations. The information we share about joint accounts, bill splitting methods, shared savings goals, and monthly budget reviews is educational in nature and should not be considered professional advice applicable to your specific situation.

Before making significant financial decisions—such as choosing between joint and separate banking accounts, restructuring your household finances, or committing to major purchases—we strongly recommend consulting with qualified professionals. A financial advisor familiar with Polish banking regulations can help you evaluate options specific to your circumstances. A tax specialist can advise on implications for your tax returns, and a legal professional can explain how different account structures affect liability and inheritance.

We encourage open communication between partners and regular financial reviews, but the implementation of any strategy discussed on our platform should be tailored to your unique needs and circumstances. We assume no responsibility for financial outcomes resulting from decisions made based on information provided on our website.

Ograniczenia odpowiedzialności

To the fullest extent permitted by Polish law, we disclaim all liability for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on our content. This includes losses related to financial decisions, relationship complications, banking transactions, or any other consequences that may result from implementing strategies discussed on our platform.

We do not warrant that our website will be uninterrupted, error-free, or secure. While we make efforts to maintain the accuracy and functionality of our platform, we provide no guarantees regarding the performance, reliability, or availability of our services. We are not responsible for data loss, system failures, or technical issues that may occur.

Our liability for any claims arising from your use of this website is limited to the maximum extent permitted by law. We recommend regularly reviewing your financial decisions, consulting professionals when needed, and maintaining open dialogue with your partner about household finances. By using our website, you acknowledge these limitations and agree to hold us harmless from any claims related to your use of our content or services.

Zmiany w oświadczeniu

We reserve the right to modify this Disclaimer at any time without prior notice. Changes will become effective immediately upon publication on our website. We recommend checking back regularly to stay informed about any updates to our terms and policies. Your continued use of our website following the publication of changes constitutes your acceptance of the updated Disclaimer.